Insurance Services

  • Homeowners Insurance

    Your house represents the hard work you’ve put into making a home for you and your family. You want to make sure you have the right protection under your roof should the unexpected – and unthinkable – happen. This could be damage from a fire or natural disaster, or an accident on your property involving one of your guests. At EJA/Capacity Insurance Agency, our staff is here to ensure you are properly protected in the event of property damage, injury to others, theft and other perils with a customized, affordable Homeowners insurance policy.
  • Comprehensive Auto Insurance

    If you’re like most Americans, you may be spending countless hours in the car commuting to and from work, car pooling the kids to school and games, and taking the annual family road trip – all of this requires having quality Auto insurance protection you can rely on. At EJA/Capacity Insurance Agency, we’ll provide you with comprehensive budget-friendly Auto insurance options. We work with many insurance companies to find the right policy for your needs. Whether you own one car or have multiple vehicles, we have the liability and property coverages needed to protect you, your family and your automobiles.
  • Personal Umbrella Insurance

    Although you have purchased Homeowners and/or Auto insurance policies, when it comes to having greater liability protection we suggest adding a Personal Umbrella policy to the mix. Your primary insurance policies will respond for a covered liability loss up to the policy limits, but in today’s litigious climate, that may not be enough should a serious accident or injury occur and you’re found responsible. A Personal Umbrella policy increases your liability coverage substantially.
  • Liability & Property Insurance

    Depending on your specific operations, you may be able to simplify your insurance-purchasing needs with a package policy. At EJA/Capacity Insurance Agency, we will assess your operations and exposures to determine whether a Business Owners Policy (BOP) or Commercial Package Policy (CPP) is a good fit for you.Inside the Business Owners PolicyA BOP works for many small and midsize businesses, bundling the most needed coverages into one overarching policy. In a typical BOP, you will find Commercial Property insurance, Commercial General Liability insurance and some level of Business Interruption insurance and many property extensions. Of course, there are other Property and Liability policies that can enhance your protection, but a BOP protects companies from common causes of loss, such as fire, windstorm, vandalism and theft. If you want to insure for flood or earthquake, we can find you coverage outside your BOP.
  • Commercial Umbrella Insurance

    EJA/Capacity Insurance Agency offers Commercial Umbrella/Excess insurance to businesses, providing coverage beyond the traditional policy limits of your underlying Liability policies for an extra cushion of protection in the event of a serious or catastrophic accident or loss. We recommend that all businesses purchase a Commercial Umbrella policy, even when strict safety practices and written policies are in place, to prevent and mitigate risks. You still run the risk of facing unforeseen exposures that can negatively impact your bottom line.
  • Workers’ Compensation Insurance

    Workers’ Compensation coverage is designed to respond when an employee is injured or becomes ill due to a work-related incident. It will pay the employee’s medical bills, recovery costs, and partial missed wages. If an employee dies, Workers’ Compensation can cover funeral costs and benefits to his or her family.Most states like New Jersey and Pennsylvania require employers to buy Workers’ Compensation insurance as soon as they hire their first employee. Even where that may not be the case, it’s prudent to have this policy, as the cost of workplace injuries is often substantial.


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About us

Founded in 1998, EJA/Capacity Insurance Agency and EJA/Capacity Benefits Agency, a multi-divisional insurance group located in Bordentown, NJ, offers a full line of commercial and personal products. We are committed to managing and servicing our clients’ insurance needs, meeting or exceeding expectations at all times while providing the best possible insurance coverage solutions.

In addition, at EJA/Capacity Insurance Agency and EJA/Capacity Benefits Agency, we take a personal, individualized approach with each client. There are no cookie-cutter approaches. You can expect the absolute best from us whether you need personal or business insurance, including group benefit plans.

Our experienced staff ensures you’ll receive a comprehensive and competitively priced product by staying informed and educated on new developments and trends. We are members of several business associations in our community, connecting with local firms to understand their needs. We also belong to several industry associations, giving us the opportunity to reach out to the many businesses that make up the niche markets in which we specialize. Our insurance association affiliations allow us to keep up to date with our credentials and emerging insurance products and services.

Our Association Affiliations:

  • Air Conditioning Contractors of America – NJ Chapter (NJACCA)
  • Burlington County Regional Chamber of Commerce (BCRCC)
  • Northern Burlington Regional Chamber of Commerce (NBRCC)
  • New Jersey State League of Master Plumbers (NJSLMP)
  • Associated Builders & Contractors, Inc. (ABC)
  • Garden State Wine Growers Association
  • The 200 Club of Burlington County
  • Burlington County Institute of Technology (BCIT) Foundation
  • Rotary Club of Bordentown
  • National Association of Health Underwriters (NAHU)
  • National Association of Alternative Benefit Consultants (NAABC)
  • The National Alliance for Insurance Education & Research
  • Independent Insurance Agents & Brokers of America (IIABA)
  • Professional Insurance Agents (PIA)
  • American Insurance Marketing and Sales Society (AIMS)

Personalized Service from Trusted Agents

Located in Bordentown, New Jersey, our professionals at EJA/Capacity Insurance Agency and EJA/Capacity Benefits Agency have been serving the Tri-State for more than two decades. Our strong community ties and participation with local associations allows us to get to know our clients’ unique needs and provide them with comprehensive insurance plans. As a member of The Capacity Group, an EPIC Company, we are part of EPIC Insurance Brokers & Consultants – one of the 20 largest retail insurance brokers in the country and a leading employee benefits consulting specialist. Learn more by visiting the EPIC website at Let our knowledge, innovation, services and teamwork go to work for you by giving us a call or filling out our free quote form today.

Contact Us


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  • (609) 291-9950


Get directions
217 U.S. 130
Bordentown, NJ 08505

Business Hours

Mon:8:30 AM – 4:45 PM
Tue:8:30 AM – 4:45 PM
Wed:8:30 AM – 4:45 PM
Thu:8:30 AM – 4:45 PM
Fri:8:30 AM – 4:00 PM
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